From CMA
What still applies
Older posts, rewritten for the claim in front of you. No 2019 storm names. No contractor pitch. The coverage problems did not expire.
The claim
Why hire a public adjuster
The carrier already has an adjuster. A public adjuster is licensed to represent you — on the paperwork, the estimate, and the fight over the number.
Read the guideStorm claims
Wind and hail damage the carrier misses
Missing shingles are the easy part. Hail bruises, lifted flashing, and interior leaks show up later — after a low first offer is already on the table.
Read the guideAppraisal & umpire
How insurance appraisal actually works
When the fight is the amount of loss — not whether it is covered — appraisal is often faster and cheaper than a lawsuit. Here is the process.
Read the guideFire claims
Smoke and soot are part of the fire claim
A room that burned is not the whole loss. Soot travels through HVAC and wall cavities. Wipe-downs do not restore a house that still smells like fire.
Read the guide